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  <title>The Tax on Personal Financial Responsibility</title>
  <description>Our Founders believed that a virtuous citizenry was essential for a sustainable republic, and that they needed to enact laws to promote those virtues. 
On May 1st, Loan-Level Price Adjustments will go into effect, penalizing borrowers with good credit who make down payments when buying homes, and rewarding borrowers with lower credit who don’t make a down payment. 
I find this troubling. 
 
Get your copy of George’s book, Be Your Own CFO: A Businesslike Approach to Your Personal Finances 
 
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